Jumbo and Super Jumbo Mortgage Available!

For people with mortgage amounts $625,000 and above there has recently been little or no opportunity to refinance to a lower rate.  It has been more difficult to refinance and take cash out by tapping into home equity.  Most burdomesome on that particular segment of the real estate market, there has been no purchase money financing available for the larger loan amounts.  Since the onstart of the real estate market crash over the past few years and the imminently following credit crunch most mortgage lenders have reserved themselves to lending agency conforming (less than $417,000) or agency nonconforming ($417,000 - $625,000) loan amounts.

We've worked long and hard to procure resources necessary to originate loans $625,001 and above, in many cases up to $20,000,000.  The surprising thing that borrowers may find is that we are able to provide fixed period interest rates as low as 3.95% A.P.R. on these larger loan amounts.  That means much lower mortgage payments are available for big loans.  For example, mortgage payment on a $1,000,000 mortgage loan could be under $3300.  Now that's good news.

Following are some additional Jumbo Loan features to consider:

• Loans up to 80% LTV are available.  For example, if your home is worth $2,000,000, then we'd be able to lend up to $1,600,000 on your property.
• Tapping into equity for cash out is no problem.  Borrrowers can refinance to consolidate debt, buy a boat, do home improvements, send children to college, invest in a business, and for most other purposes.
• Purchase Money Financing is available.  If a new home purchase requires jumbo or super jumbo financing, then financing up to 80% LTV is available. 
• No Income Verification loans are available.  In many cases over the past several years self-employed and other people took mortgages without having to verify income.  Those type mortgages disappeared during the credit crunch.  So, most of those people were left without being able to refinance their loans to the current lower interest rates.   Recently we've been able to exclusively offer No Income Verification loans.  So, call us now.
• Interest Only Loans are at your fingertips.   If the lowest possible monthly payment is for you, then an interest only loan can improve your cash flow immediately.  Additionally, it'd be no problem paying down on the principle balance at any time you please.

In a effort to always be of extraordinary service to our customers, we go out of our way to do what no other lender can do.

Email or Call Us now for more information!